The penny drops

Your guide to mortgages and home buying

March 29, 2021

There’s a lot to think about when you buy a property, from mortgages and deposits to homebuying schemes and hidden costs. This month Andrea Fox joins Andy Webb, broadcaster, money expert and founder of personal finance blog Be Clever With Your Cash, to find out everything you need to know.

How can you find more information?
Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.

You can also find lots of helpful information on mortgages and home buying on the following sites:

Preparing to buy

HomeOwners Alliance:

Money Advice Service:


Money Advice Service:

Homebuying schemes

Help to Buy:

Shared Ownership:

Equity Loans:


Money Advice Service:

Other housing costs

Royal London:


This episode was recorded in March 2021 during the coronavirus outbreak. For the latest information on financial support and benefits, visit

Please note that all topics discussed in this episode can vary depending on your personal circumstances. Any figures quoted were accurate at the time of recording.

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